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Smart mortgage advice for your next property move

We're more than mortgage advisers - we're your financial guide through some of life’s biggest decisions. 

Whether you’re buying your first home, refinancing, or building a property investment portfolio, our personalised, transparent mortgage and financial advice empowers everyday Kiwis to make confident, informed choices.

Advice with direction

  • Personalised, transparent financial advice
  • Trusted guidance across mortgages and property investment
  • Access to a broad network of lenders and financial products
  • Clear, jargon-free conversations and hands-on support
  • Ethical, community-focused approach with a Kiwi heart

Home Loans

Property Investment Lending

Mortgage Refinancing & Restructuring

Ongoing Financial Guidance and Planning

Meet Matt

When it comes to finding the right mortgage, it helps to have someone in your corner who knows the process inside out. That’s where Matt comes in.

An experienced mortgage adviser with experience across New Zealand’s leading lenders, Matt combines knowledge and expertise with genuine, down-to-earth support. He’s earned a reputation for making mortgages simple, and stress-free.

Born and raised in New Zealand, Matt returned to Auckland after time overseas to settle down with his family and help others do the same. Whether you’re buying your first home, refinancing, or growing your investment portfolio, Matt’s practical advice and personal approach make all the difference.
Matt Shoolbread Mortgage Advisor

Empower your journey with expert mortgage and financial advice.

Call us on 021 953 550 or request a free consultation today.
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Carole French profile picture
Carole French
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt went above and beyond! Not only did he source the best mortgage options for us - he also took the time to explain every step. As first home buyers with unusual circumstances, Matt listened to our needs, found an excellent solution, and removed all the stress. Highly recommended.
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Julie Shacklady profile picture
Julie Shacklady
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Matt did a fantastic job with our lending, presenting multiple options and scenarios and really thinking of every option to try and structure our loan in the most effective way. He is extremely knowledgeable and I felt in safe hands throughout what can be a very stressful time!
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Jonathan Entwistle profile picture
Jonathan Entwistle
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Pro's of working with Matt - he's a fantastic mortgage broker, exceptional communicator, remarkably hard worker, very good at the board game Operation (probably). Con's of working with Matt - let me know when you find one. Thanks again, highly, highly reccommended.
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Stella Amos profile picture
Stella Amos
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My partner and I had a great experience working with Matt throughout the mortgage process. He’s professional, responsive, and made everything straightforward and stress-free ! He was always happy to answer all questions and at any time. We really appreciated his guidance and would highly recommend him to anyone looking to buy their first home 😊 Thanks Matt !!
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Charmien Paul profile picture
Charmien Paul
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt has been fantastic - extremely knowledgeable and insightful about the market. He took the time to lay out all my options clearly and has gone above and beyond to help me make the best choice. I really appreciate the effort and highly recommend Matt to anyone looking for an adviser they can trust.
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Dan Airey profile picture
Dan Airey
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Matt was great to deal with from start to finish, offering insight and great advise. Very happy, will be giving matt again in the future.
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Sam Scoles profile picture
Sam Scoles
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Matt has been an absolute legend helping me get my mortgage sorted. Nothing was a bother and always on top of things and kept me upto date through the whole process.
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Isaac profile picture
Isaac
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We’re truly grateful to have had you as our mortgage broker. Given our age and the fact that I’m still early in my property management journey, we thought securing a good loan and buying our first home in Auckland would be next to impossible. But you made it happen. Thank you for your support and expertise — we’ll gladly recommend your services to any friends in need of a mortgage broker. Isaac & Delight
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hazel ellis profile picture
hazel ellis
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt is extremely helpful, buying house is stressful enough and he made the while experience a breeze! Took all the worries of finance off our plates, we will be using Matt’s expertise to buy our second property in a few years! We even passed his name on to family members and he’s helped them secure 2 properties, Would 100% recommend using his services.
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Nicki Airey (Rotorua Manager) profile picture
Nicki Airey (Rotorua Manager)
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt has helped me purchase two properties so far and it has been absolutely pain free, he gives great advice and gets the best out of our Fianacial situation. I highly recommend Matt and will be using him for all of our future investments!

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